|Posted on June 21, 2020 at 2:00 PM||comments (0)|
Going through endless conundrums when buying a home is a process hard to avoid. I speak from my own experience since I am currently trying to find an apartment. Since this is my first time buying real estate, I had a lot of difficulties at the beginning. Not knowing what to look for is frightening because it is so easy to make a mistake when investing your money in a property. One of the approaches you can take to avoid making mistakes includes researching things to ask your realtor when buying a house.
Do not be afraid to ask anything you can think of!
Asking questions when buying a home is a crucial step. However, it is also important to know what questions to ask. In return, you will not waste time and quickly realize whether the place is for you or not.
What's even more important is that, before asking the questions, you make sure you are asking the right people. Finding a good real estate agent is not always easy. One of the most efficient ways to reach out to a good realtor is to work with a real estate referral company.
They take out the tedious part of looking for a good real estate agent and connect you with the best ones in the market.
Check your agent's background
Before you start working with an agent, try to find out how good he or she really is. Here is a list of questions to ask in order to understand what kind of agent you have in front of you:
• ask for how long have they been working as a realtor
• check if they work full time or part-time
• ask how many homes they sell on a monthly basis
• ask for the number of current buyers and sellers they work with
• always ask to see their real estate license and references
• check if they work alone, or if there's a team of other people helping them out
• ask how their commission works. Have in mind that you might get a 15% commission back if you connect with the right people.
All of these questions should help you learn more about your real estate agent. This is imperative since you are planning to put your trust in their hands.
Ask the agent to explain the entire process from start to finish
Once you learn about your real estate agent, you may start making inquiries about the property you wish to buy, and even talk about various options to make your relocation easier.
However, one of the by far most important things to ask a realtor when buying a house is to explain all the steps from start to finish. I had headaches trying to understand how the entire process functions. In this case, it is better to ask and get a clear explanation than to try and figure it out on your own.
Find out the true value of the property
One of the first things to ask your realtor when buying a house is what is the true value of the property. Sellers can sometimes ask for more money hoping that someone will pay the higher price. With that in mind, do your research before you agree on the price. A follow-up question may be about the price of other properties in the neighborhood.
How long has the property been on the market?
If you stumble upon a nice house at an affordable price, try to find out how long the property has been on the market. Houses that are staying on the market for a long period of time usually have an issue or two. This is the first step towards discovering potential problems. A follow-up question should be to ask how many times has the property been sold so far.
Ask for the seller's disclosure
A seller's disclosure is one of the essential pieces of researching a property you want to purchase. This is one of the best ways to discover the true condition of the property. Have in mind that, if a seller refuses to provide a disclosure, they may be fined. However, some states have low fees for this, so they would rather pay the fine than provide a disclosure. My personal advice is to avoid those sellers since they probably have something to hide.
Calculate all closing expenses
Closing a deal on a house is accompanied by many different processes. A home inspection, legal matters, realtor's commission, and closing costs are just a few examples of what expenses to expect. Do not let this turn into an unpleasant surprise.
Ask about monthly utility bills
Buying a property for a reasonable price is great, but you also must think about the utility bills. Some homes are more expensive when it comes to monthly costs. Before you make a purchase, make sure your salary can cover all of your bills for the entire month.
Your agent can recommend a good moving company
Your wallet may be going dry due to all the expenses regarding closing the deal on a property. However, once you buy a home, you will need to relocate. At this point, you want an affordable company that can provide quality and speed. Ask your agent if he can recommend a moving company that will suit your needs. My personal recommendation is Miami Movers for Less.
Things to ask your realtor when buying a house - delivered!
Thinking about what things to ask your realtor when buying a house will prevent you from making the wrong investment. With so many properties on the market, it is impossible to know which ones are good without asking a bunch of questions first. Hopefully, this short but information-packed guide will help you to make an informed decision. Good luck!
Written by: Lisa Robert with US Moving Experts
|Posted on June 5, 2020 at 1:35 PM||comments (0)|
Before you purchase a home, it is a requirement to conduct a thorough inspection. The condition of the property is crucial, and you don't want to spend money on buying a home that requires months of additional renovation. With that in mind, let's look at the home inspection checklist for buyers, and help you learn how to discern a valuable property from a waste of money.
Should you inspect a home by yourself or hire a professional?
It is no secret that home inspections cost money. Because of that, people often decide to inspect the home on their own. That is not always a smart choice.
Unless you are a home inspection expert with a lot of experience, we always advise seeking the help of professionals. They will know exactly what to look for, and how to discover any issues that a property might have.
Whether you are a buyer or a seller, the easiest way to get in touch with a professional home inspector is if you first look for a top real estate agent. Not only can they help you find the perfect home, but they also have contacts in other fields and can point you to the right person.
Nevertheless, it does not hurt to learn what to inspect when buying a home. It is smart advice to always learn as much as possible about any topic of interest, especially when it comes to buying a home. Furthermore, there are some things that home inspectors will not look at. That's why you should always be prepared.
What does a home inspection include?
If you decide to hire a home inspector, you should know that they are primarily concerned with the physical condition of the place. They will first check the foundation, roof and attic space, walls, floors, and the ceiling. Next, a home inspector will check plumbing fixtures, all the faucets, water heaters, thermostats, heating and cooling systems, and ventilation. Also, electrical installations, lighting, power outlets, and electrical appliances.
Once that is done, the home inspector will continue with inspecting windows and doors, steps and stairs, and slowly move outside to check the exterior stucco and paint. Then, the gutters, downspouts, porch or balcony, walkways and driveways, basement, and garage.
As you can see, this is quite a lengthy home inspection checklist for buyers, and the inspection might take a few hours to complete.
Nevertheless, if you wish to have a Georgia relocation done stress-free, this inspection is a must. You don't want to move into a house that is not thoroughly inspected, as the safety of your family is at stake.
This is what you probably won't find in the inspection report
As we mentioned above, there are some things that a home inspector will not look at. If you receive a home inspection report and don't find these things on it, do not be surprised:
● sprinklers system
● landscaping and trees around the house
● unpleasant odors
● sewer line and drainage system
● rats, mice, and other rodents, or different types of pests
Furthermore, while an inspector will check the floor, this might be skipped if there is a carpet on it. The same applies to checking the roof if there is snow on it. The home inspector will also not check the fireplace or chimney.
Knowing these things is crucial because then you can check them yourself. Additionally, once you look at the inspection report, you will know if a home inspector missed an essential part of the inspection. If that happens, you have the right to a refund, since they did not honor their part of the agreement.
The importance of a seller's disclosure
Even though there are some things that a home inspector won't check, there are other ways to gather more information about the house. A home inspection checklist for buyers is not complete without a seller's disclosure report. Here is where you can learn more about the house and any possible defects, neighbors, and the neighborhood. You can get this disclosure from your real estate agent.
Have in mind that almost all states require a seller's disclosure, but the penalties for not providing it vary from state to state. In some states, the penalty is really low, and the seller would rather pay the fine than provide a disclosure report. That should almost always be considered a red flag!
I cannot afford a professional home inspection - what are my options?
It sometimes happens that a buyer cannot afford to hire a home inspector, whatever the reason may be. Even though the next logical option is to do the inspection by yourself, there is actually a secret way to get money and hire a professional.
You can hire a company that will connect you with top agents on the market, and you will get 15% of their commission at closing. How it works, you ask?
It is pretty simple if you know the right people! You can use the extra money to hire a home inspector, or maybe even to upgrade some things in your new home.
Taking care of the relocation
While you are looking for a house, there is no reason why you should not start planning a relocation as well. Once the purchase is complete, you may relocate quickly and with ease with the help of professional movers like those at authoritymovinggroup.com. Just be sure to get estimates from at least three companies.
A home inspection checklist for buyers - delivered!
And there you have it! This lengthy home inspection checklist for buyers will help you pick the best place for you and your loved ones. You will sleep better if you know that you invested money in the best property you could afford. There is no room for mistakes when buying a home, and a home inspection is always a must. Best of luck in finding the place of your dreams!
Written by: Lisa Robert with US Moving Experts
|Posted on May 15, 2020 at 2:30 PM||comments (0)|
The sudden global spread of coronavirus has changed the way we do even the simplest of things. Caution is advised in pretty much all social interactions. This is particularly true for situations where it is necessary to leave our homes. In some cases, however, it extends to our behavior inside our homes as well. One such situation is holding an open house if you are attempting to sell your property during this crisis. Luckily, you won’t have to put your plans on hold if you follow these open house precautions you should take during the coronavirus outbreak. In essence, being thoughtful and responsible with your own health and that of others, whether you are selling or buying a home during the coronavirus outbreak, will let you carry on as if nothing is much different.
Why not avoid holding open houses altogether?
The best way to keep safe so far has been avoiding any situations where you would come into contact with a lot of people. It is also not advisable to have a lot of people in small quarters indoors to begin with. Many real estate agents have considered avoiding holding open houses at all because of it. However, if you are still set on selling the property, not holding an open house could really hurt your prospects. Firstly, it might delay the sale. Secondly, it could also make you settle for a price much lower than you are asking. In turn, it could hurt your chances at a nice commission rebate as well.
Furthermore, not selling the house in your allotted timeframe could throw a wrench into your moving plans as well. Much like with open houses, you may feel like it would be unsafe to go through the whole move while this pandemic is still raging. However, there are things you can do to move house the safest possible way. As there are precautions to take when selling your home during the coronavirus outbreak, there are some to put into work once you start moving as well.
Open house precautions you should take during the coronavirus outbreak
Keep the parties small
One of the main open house precautions to take during the COVID-19 outbreak is to change the way you would organize your open house. The traditional way would be to have open hours when buyers can come and go as they please. What you can do instead is organize them into smaller groups and show them the house in 15 or 30-minute increments. This will work out well for you in several different ways.
Firstly, you’ll be able to sanitize between their visits, keeping yourself and everyone else as safe as can be. Secondly, it lowers the number of people at your property at one particular time. This lowers the risk of contamination as everyone can keep their distance. Finally, it might actually provide you with an opportunity to show your property in a more meaningful way. You will be able to fully immerse your buyers in a proper tour of the place.
Keeping your belongings safe
Getting some of your things out of the way for a showing is not out of the ordinary. Your real estate agent will be able to help with this. They will help you decide what you want to put away in order to show your property in the best light. However, keeping the pandemic at the forefront, it might not be a bad idea to take some more of your belongings out of the equation as just one of the precautions to take when selling your home during the coronavirus outbreak.
Not only will it keep your items and furniture uncontaminated, but it will also get you ready for the day your movers from Vision Movers Florida arrive at your doorstep. You can choose to put these things in storage or ship them to your new place. As a third option, you could keep them in a garage or basement until the move, if you have the space.
If you ask for open house guidance during COVID-19, your real estate agent will surely suggest putting hand sanitizers in convenient places throughout the house. Placing one large hand sanitizer pump at the entrance would be particularly good. Ask all potential buyers to disinfect their hands upon entering as one of the ways you can keep yourselves safe. Another good option if possible is to offer booties at the door. This will limit what is brought into the house. If you separate the parties, make sure you sanitize all of the common surfaces between each of the visits. This means wiping down doorknobs, faucets, cabinet handles, or whatever else your visitors touched or used.
Limiting touch is not only one of the open house precautions you should take during the coronavirus outbreak. As we know, this is good advice for our lives right now in general. Only a couple of short months ago you wouldn’t think twice about shaking hands with prospective buyers once they enter your place. These days, however, you might want to think again. A polite nod or even the elbow bump if the situation calls for it will have to suffice. There are also some tricks that can lessen the sanitizing you have to do between the visits. For example, keep all of the lights on at all times. This will keep your visitors from touching the light switches. The same goes for doors and doorknobs. If you are able to keep the doors open throughout, you won’t have to go around sanitizing doorknobs.
Hopefully, this open house guidance during COVID-19 was helpful. One of our final tips is to keep the windows open as well if at all possible. Proper ventilation is key to not allowing the virus to spread. Also, avoid serving food and ensure that your agent contacts any of the potential buyers the day before the open house and assure them that the tour can be rescheduled if anyone is sick. This would have to go both ways, so cancel any event in case you or someone in your family is ill with any of the suspicious symptoms.
Written By: Lisa Robert with US Moving Experts
|Posted on April 29, 2020 at 5:20 PM||comments (0)|
The coronavirus outbreak has us all a bit confused. The economy has slowed down to a crawl. The government is not sure how to properly tackle the outbreak, and travel is quite limited. So, once you consider all of these factors, is buying a home in the wake of the new coronavirus outbreak even possible? Well, yes. But, it is far from easy. So, to help you tackle this difficult task, we are going to go over the key points that you need to keep in mind.
Understanding the COVID-19 outbreak
To figure out how to deal with buying a home in during the coronavirus outbreak, we first need to wrap our minds around it. After all, the whole COVID-19 outbreak is quite a complicated subject. This is why in order to make a smart real estate investment, you need to have a good idea of what its impact is.
As of the time that this article is written, almost all of the non-essential jobs in the U.S. are closed down. And, while a substantial number of them are running since companies can function with at-home workers, the majority of them are not creating any revenue. Just take into account the fact that 22 million Americans have filed for unemployment benefits. This should give you an idea of how the situation is shaping up. Now, it can be hard to put into perspective how this will influence the overall U.S. economy. So, here is what you need to keep in mind.
First, the price of homes is still stable. According to housing market reports, not much has changed since the coronavirus outbreak, both for selling apartments and residential houses. So, if you plan on buying a home in the wake of the new coronavirus outbreak, expect to pay a regular price. The notable difference is with rent prices, especially for commercial spaces. Since numerous small businesses have closed down, there is a significant number of vacant commercial spaces. And, the bigger the offer, the lower the price.
Real estate trends
One of the recent trends we've definitely noticed is people looking for homes that are further away from larger cities. The coronavirus outbreak has shown us how fragile our society is. And, how stressful it can be to be stuck in a small apartment for weeks. So, it should come as little surprise that people are turning towards larger, cheaper homes with sizable backyards. Add to that:
• The increase in internet speed.
• A larger presence of work-from-home jobs.
• The increased self-sustainability of homes.
• A calm and quiet lifestyle.
• The overall cheapness of homes that are further away from the city.
…and you can easily expect that more and more people are going to turn towards homes that are further away from large cities.
When it comes to buying a home in the wake of the new coronavirus outbreak you need not worry much about health. Just follow the safety measures that the state outlines, and you'll be trouble-free. This is important to remember when moving. Remember that wearing a facemask and keeping your hand clean is all you need to stay safe. So don't waste money on disinfectant in order to clean your items. To learn more about safe moving procedures, verifiedmovers.com is a great place to learn about that. Just remember to clean your new home before unpacking.
How to go about buying a home in the wake of the new coronavirus outbreak
So, how are you to go about buying a home in the midst of this coronavirus outbreak? Well, the actual procedure of buying and selling a home is pretty standard. You work with us to connect with a decent Realtor and start looking for a home. The only limitation is that you will have to deal with most of your preparation and house-hunting from home.
What to expect
Since the housing market is pretty much unaffected by COVID-19, you should expect about 8-12 months of house-hunting before you find a suitable home. This, of course, depends on many factors such as the neighborhood where you are looking in, your budget, and luck. But, if you want to stay on the safe side, you can expect about 8-12 months of looking.
Luckily, this means that if you start looking now, by the time you find a home the coronavirus outbreak will be over. Even in regular circumstances, you would first spend months coordinating with your agent and looking online. So, the fact that you are dealing with this during the COVID-19 outbreak shouldn't pose too much of a problem. If, on the other hand, you find a home and want to visit it, you will need to coordinate carefully with the current owner and with your agent. Safety should be paramount. So make sure that you follow safety regulations during the open house.
Finding a good real estate agent
In order to find a decent home to buy you need to have a decent real estate agent helping you out. So, once you figure out what kind of a home you are looking for and in what area, you need to find a real estate agent to help you out. Ideally, you want to find someone local. Agents that are situated in the area where you would like to buy a home are much better suited to help you. This is because they can keep a close eye on how the local market is doing and can inform you if any interesting offers become available.
Furthermore, since they have more experience, they will be able to help you avoid costly mistakes. We suggest that you carefully talk with your potential agent and see if they fit you. Once you ensure that they are capable and reliable, make sure to book them and put your trust in their expertise.
Wriiten by: Lisa Robert with US Moving Experts
|Posted on March 27, 2020 at 2:05 PM||comments (0)|
If you are thinking of buying a property in Miami city center, then you are on the right track toward finding a beautiful home in a friendly neighborhood. Miami offers great weather, amazing beaches, and interesting cultural diversity. And its centre is no different. With many enticing properties to look at, it can be hard to choose just one home. However, before making a purchase, there are things you should be aware of. That's when our guide comes in. Read on to learn everything you need to know about buying a property in Miami city center.
Finding the right agent
Buying real estate is a complicated procedure. There are many things to have in mind, from finding just the right home in the neighborhood that is to your liking, to getting a good price and understanding legal documents with their technical jargon. Furthermore, you will need to inspect the property before buying. Repairs could be in order, and negotiations with the seller on various aspects of your contract are far from being uncommon.
That is why working without a trained professional could easily come back to haunt you. Get started on finding the right agent for you before doing anything else. This agent will help you right away with narrowing down your search. Even if you have already found a neighborhood that seems perfect, it is a part of a real estate agent's job to research neighborhoods, so that he or she may supply you with additional (potentially off-putting) information. Of course, when the negotiations and contracts come into play, the agent's assistance will be invaluable.
Here at Top Agent Rebate, we have a long contact list with some of the best agents in the country that can connect you with a top agent in Miami. Apart from offering a substantial service, these agents will also rebate you 15% of the commission. And when it comes to real estate commissions, 15% is not a percentage that should be disregarded. Even without this attractive rebate, working without an agent isn't something that we would recommend practically to anyone, and with 15% of the commission - there is really no reason to buy property without professional assistance.
Getting help for your move
After finding a perfect property in Miami city center, it is a good idea to schedule your relocation with professional movers as soon as possible. If you have not moved before, you may be thinking, "Why would I need any help with moving?" Well, there are actually numerous reasons. The biggest advantage of working with professionals is that the sheer amount of work will be lesser. There are many things to have in mind when moving, packing and shipping being the trickiest to pull-off. And the best movers in Miami, working for miamimoversforless.com, will help you with everything.
That includes transporting household items anywhere in Miami. Some such items, especially the larger ones, are usually very hard to transport. If you have, for example, a piano or a pool table, you will find that moving them to your new home will require some work. Such items will need to be disassembled and carefully protected, which is something that good movers have plenty of experience with. But, that is just the tip of the iceberg. With the help you will get with packing and shipping (you won't have to find a moving vehicle of your own, for example), the professionals are bound to save you lots of time and nerves.
Finding the right home
Even though you may have found a great home, this decision is still not the one to be taken lightly. Buying a property in Miami city center could turn out to be a bad experience for you if you have not considered your options diligently. Of course, your real estate agent will help you by working with you in order to find a home that accommodates both your financial situation and your needs. However, this does not mean that you should not think about your options, too.
Consider your finances first. The average price for a home in Miami is around $350,000, so you may have to settle for a worse property that you can renovate later (certainly a better option than to buy outside your price range). Of course, your financial situation will also determine the type of property that you will buy. As a general rule - the larger the property, the more you will have to pay, although there are exceptions to this rule. Whatever you decide, know your financial limit, and work with your agent in order to find a neighborhood that is pleasant to live in.
An essential part of buying a property in Miami city center (or anywhere else, for that matter) is a home inspection. Again, a good agent will guide you safely through this process, but it is still useful to know what to expect. A home inspector will analyze all the integral aspects of a home - the electrics, the ventilation and heating systems, the plumbing, and so on. The goal of this inspection is to determine if everything is working properly and, if so, for how much longer are these systems expected to be operable. That way, you will know if anything will need to be replaced or repaired soon, allowing you to plan your finances more precisely.
When it comes to Miami, the biggest concern is related to mold and the possibility of water intrusion. Due to the subtropical climate here, the buyers in Miami are rightfully concerned that moisture could cause problems, so this is one of the most important things to have in mind during the inspection. Apart from that, we also recommend that you check the property for wind mitigation, as the stability of your home is crucial due to the possibility of a hurricane endangering your property.
Of course, these are just the basics of buying a property in Miami city center. Going through everything in detail would require a much longer article; however, with the right agent, there won't be much to worry about. If you are still not sure, look at our testimonials, choose an agent and embark on your home-buying adventure. Good luck and we wish you many happy moments in your new home!
Written by: Lisa Robert with US Moving Experts
|Posted on March 20, 2020 at 3:35 PM||comments (0)|
Selling your home for a decent profit is never an easy thing. The first thing is, always, to find a decent real estate agent in your area to help you out. And, once you meet that agent, they are bound to point out that certain improvements can increase the value of your home. So, in order to help your home selling become more lucrative, we are going to go over certain valuable home improvements and how to go about implementing them before your next sale.
What you should know about home improvements
In essence, there are two reasons why people improve their homes. They either want to improve their living condition in that home or they want to increase the value of their home in order to sell it. Now, the key thing here to keep in mind is that you cannot do both. If you want to improve your home in order to sell it, you need to forgo thinking about how living it would be for you. Remember, your goal here is to make as much money as possible. Not to improve your home to its best condition. So, when thinking about valuable home improvements, you need first consider whether they will be worth the money spent, and only then implement them.
Our pick of most valuable home improvements
Now that we have that cleared out, we can go over our pick of the most valuable home improvements. The improvements we will outline are not a must, by any means. They are only options that you can go over with your real estate agent and see if they fit your home. With luck, they should give you an idea of how to improve your home and get a much better deal for it.
Repainting is easily one of the most valuable home improvements you can tackle. There is hardly a home out there that couldn't use a new coat of paint. So, before selling yours, make sure to go the extra mile and paint it beautifully. You can learn how to declutter your home before repainting it on websites like verifiedmovers.com. Remember, the color of your home can play a big role in how potential buyers perceive it. So consult with your real estate agent, or even better with an interior designer in order to find the right colors.
Kitchen renovations are always a good way to increase your home value. But, they can be expensive, which is why you need to be quite selective about the elements you are going to improve. Our advice is to contact a reliable local contractor and consult both with them and your real estate agent. Just like the trick to making your Florida relocation fast and simple is to hire reliable local movers, you need professional help in order to make your kitchen renovation cost-effective and fast.
Bathroom renovation (universal access)
The same idea goes for bathroom renovations. The only difference is that you can consider making your bathroom universally accessible. This means including walk-in showers, making your bathroom wheelchair accessible and putting in support bars. Even though this may seem redundant, a surprising number of buyers are quite interested in having such bathrooms, especially when it comes to family people.
Door replacement, on the other hand, is an inexpensive way to easily boost the value of your home. By simply getting a new garage door and a new front door, you will see an increase in your home's value. This is because doors are one of the first things people notice when looking at homes. Therefore, their first impressions are, in large part, based on how good your doors are. So, do yourself a financial favor, and install a gorgeous door before selling your home.
Organizing front yard
When speaking of first impressions, we need to mention the front yard. A well organized and properly maintained front yard is a must for any home seller that wants to find potential buyers. So, if your front yard is not looking up to par, make sure to organize your front yard. Ideally, you want to figure out who your buyers will be. A family person is looking for a different home, and therefore a different front yard than a young professional.
If you want to sell your home to a family, you can implement family-friendly decorations like swings or safety measures. On the other hand, if you are targeting young professionals, you need to make your front yard seem easy to maintain. All in all, the more you can think like your buyer, the better you will design your front yard.
Smart home gadgets
Having a smart home is one of the surest ways to increase your home value. Modern home buyers love having smart home features in their homes, and the more of them you have, the easier it will be to sell. Unfortunately, some smart home features like smart grids and modern insulation can be quite costly. But, there are some that don't cost much and yet add quite a bit of value to your home. Among the ones you can implement are:
• Smart locks.
• Modern security systems.
• Wireless light controllers.
These improvements are both inexpensive and quite flashy to present during the open house. This makes them ideal for increasing the value of your home.
Installing a wooden deck
While wooden decks might not be cheap to install, they are certainly a cost-effective way to increase the value of your home. They are one of the current real estate trends, and can easily yield you a return of over 80%. Now, they are a trend, which is why there is no telling if they are going to remain popular or not. But if you plan on selling your home in the near future, they are definitely worth considering.
Written by: Lisa Robert with US Moving Experts
|Posted on March 15, 2020 at 7:10 PM||comments (0)|
There is a variety of different reasons why someone might choose to move to Florida. Your main draw might be the pleasant climate all year round or the relaxed way of living most Florida communities have in common. For others, it will be its vibrant economy and the lucrative job market. In recent years, many companies have actually moved their headquarters or production into the Sunshine State. No matter what the reason for your move may be, if you are set on buying a place in Florida, you will need to think about where exactly you should move. Most people will be drawn to one of its major metropolitan areas like Orlando or Miami. However, here we would like to consider the benefits of buying a suburban home in Florida. Whether you are moving on your own or with your whole family, the Florida suburbs are sure to feel just like home.
Why opt for the suburbs?
Depending on where you are coming from and what you are used to, it can be quite difficult for some people to make a choice. Is it better to live in a big city or live in the suburbs? Obviously, this decision also depends on your needs and financial resources. You also have to consider what is important for your quality of life. While cities can hold many drawbacks once you are actually living there, the suburbs are more likely to fit the bill for most people nowadays. Being in the vicinity of a major metropolis will provide you with all of the perks that come with city life. At the same time, it will keep you clear of the daily chaos.
The benefits of buying a suburban home in Florida
1. More space for less money
Living in Florida is already more affordable than most other states because of the lack of a state income tax. So not only do you get more money for your work, but you also get to spend less of it on housing. This is particularly true of the suburbs. There, you will be able to afford a larger place for the fraction of the money you would spend elsewhere.
If you have been dreaming of a big yard for Sunday barbecues, the Florida suburbs make those dreams a reality. You won’t even have to worry about the move itself. Affordable companies like City Movers will take care of all those pesky details for you, leaving you to simply enjoy your new neighborhood.
2. The calm
If you have spent your whole life living in the city, or you know you will continue to work in one, the peaceful suburbs will provide a welcome change of pace. Life is much calmer and slower outside of big cities. This is one of the crucial benefits of buying a suburban home in Florida. Even if you have to commute to Orlando or Miami every day, you will still be able to unwind in your spacious home. You will surely not miss the noise and the pollution of a big city.
3. More conducive to a family life
If you are moving with your family and are still raising children, one of the benefits of buying a suburban home in Florida will definitely be the lower crime rates than those of cities. For the most part, you can put your safety concerns to rest if you live in the suburbs. Not only is it safer in general, but there is also more space. Your young ones will be able to have fun and feel free in an environment that you have control over. Playing in a city park and playing in a suburban cul-de-sac are two quite different things. Furthermore, the additional space will allow for comfortable living for all of your family members.
Organizing the move
Once you’ve made your decision about the suburbs and have researched all of the benefits of buying a suburban home in the Sunshine State, you can start planning your move. If you are moving within Florida, you may feel tempted to deal with the entire move yourself. This may seem like it is saving you money, but in reality, you will still have to spend some on your move, in addition to the time and effort you will have to put in as well. Why go through the hassle when transporting household goods anywhere in FL is someone’s actual job?
This is particularly true if you are moving from out of state. There is so much to think about during a long-distance move. You really do not want to add packing and transport to your plate. Moving to suburban Florida should present a new chapter punctuated by peace and calm. Stressing about the minutiae of moving will do nothing to help usher in this new era of your life.
What are your choices?
According to recent research, the best place to buy a home in Florida is not in Orlando or Palm Beach. It is actually in the small town of The Crossings, about 20 miles south of Miami. Another website made a list of the 2019 best suburbs to buy a house in Florida. It highlighted places such as Connerton, St. Augustine South and Lakeland Highlands. These are some of Florida’s hottest real estate markets. All of these suburban areas boast a high quality of public schools, affordable housing and populations that rarely exceed 10,000 people. Before you make your decision, take a look online. You'll be able to see which of these places offers most of the amenities you absolutely cannot live without. Most of these are actually quite close to Miami, Tampa or Orlando. So, even if there is something that you cannot get within these small towns, it will still never be too far away.
Written by: Lisa Robert with US Moving Experts
|Posted on February 21, 2020 at 5:20 PM||comments (0)|
Buying your first house, apartment or commercial property is a big step. And even if this isn't your first time, it is still something that will require your complete devotion. We are talking about a large amount of money, and investments such as this one are certanly not something any of us should play with. Focus, devote your time and energy to finding the best solution possible and make this whole process safe and smooth. There is no way around it. It will be stressful, it will cost you a lot of money, but – if you play your cards right, you will end up with the best deal possible. The same goes if you are planning on selling your property. You won't be investing your money, but you will want to get as much money as possible once you close the deal. That is why having the best professional on your team is so crucial. Your realtor should guide you through this process, get you informed and help you come to the best decisions you possibly can. Here are 7 things to consider when choosing a realtor (or a real estate agent).
Even though the most educated realtor isn’t always the best one, you should definitely consider their credentials. Your realtor professional needs to be well-educated, licensed by the state, reliable and knowledgeable. Specialty trainings and further education always come in handy, and even though they will not guarantee you success, they will certainly bring you one step closer to it. Devoted agents and realtors who are serious about their careers will do everything that they can in order to further their education and expertise by attending seminars and getting certified.
It doesn’t really matter if you are planning on selling or buying a property, either way – we are talking about large amounts of money. And you will want this deal to go smoothly and without any trouble. You need to be focused and well informed before making any deals. And that is something a reputable agent (or realtor) will do for you. Reputable professionals aren’t out for their commission checks (at least that isn’t their sole goal). They care about their career, reputation and – their clients. These professionals will do everything that is in their power to help you as much as they can, provide you with the best experience possible and make sure you get what you were looking for.
Hiring a professional from another county might seem like a good idea. You got referred to them, or you found them online. No matter the reason or way you got their contact info, we advise you to think twice before hiring such a professional. Your best chance at getting the best deal possible is hiring a local agent. They know the real estate market in your area. They will also provide you with the most valuable insight that will help you make the right decision later on.
Local agents are also quite familiar with other realtors – they communicate and do business with them on a daily basis. This might seem like something that doesn’t really matter, but it is actually something that helps match buyers with sellers in no time. And you know what they say – time is money. And another bonus of hiring a local professional – meeting in person will be much easier. Talking to your agent over the phone is something that will happen either way, but having that eye-to-eye talk once in while is always a good idea.
Newspaper ads won’t cut it this time. It is a modern world out there, and in today’s world, as it is, most real estate journeys start online. Most sellers and buyers start their research on the Internet, and when it comes to real estate professionals – they need to be the same. The best possible option is if your agent is tech-savvy, knows how to use every tool at his or her disposal and by doing so is able to provide you with the best result possible.
We are all super busy. And so are real estate agents and realtors. However, you will want the person you hire to be available. Coordinating times and working busy schedules isn’t always simple, or easy, but – it is possible. The good news is that real estate professionals don’t usually work a nine to five schedule, and are almost always flexible. That is why you should look for an agent that is willing to meet with you day, night or weekends, depending on your needs. Dealing with real estate projects isn’t something that you’ll do during your lunch break, and you should definitely hire someone who is able to work with you.
This one seems quite obvious, but it is actually either a selling point for most people looking to hire an agent or is something that people don’t even take into consideration once they look up the agent they are interested in and they find their credentials, successful projects and sales. Communication skills are important. Real estate is all about negotiating and having a true professional by your side when trying to close a deal will help you achieve your goals (no matter if you are trying to buy or sell a property). Just like when trying to choose the best available assistance for your move, you need to consider every angle before making any final calls.
The extra mile
Is your real estate agent (or realtor) ready to go the extra mile in order to provide you with the best result possible? Try to find an answer to this question, and you’ll know if you've hired the right person for the job or not.
Ana Crank is a world traveler, blogger, explorer and a full-time employee at bluebellmovingandstorage.com. Her area of expertise is everything real estate and moving-related, and her main goal behind writing is making sure that her readers find these articles informative and interesting.
|Posted on February 13, 2020 at 4:10 PM||comments (0)|
Just like any other, the commercial real estate market is affected by recurring trends. To determine the best places for commercial real estate investments in 2020, one must first understand those trends. Next, it is important to get familiar with the criteria that make a certain market a good place for commercial real estate investment. Finally, it is advisable to utilize every available resource making the search faster and fruitful, not to mention resulting in a favorable transaction. In the following article, we have discussed all three points.
Trends that affect the commercial real estate market
Even though investors can choose out of several types of commercial real estate, the available budget will help them narrow down their choice. To those with more limited investment funds, experts advise starting with multifamily complexes or industrial spaces. Those two types of commercial real estate are more affordable than retail and office spaces. Another noteworthy point regarding your investment budget is to understand how real estate agents are compensated so you can get the best of the deal. Once you get familiar with trends that affect the commercial real estate market, it becomes much easier to determine the best places for commercial real estate investments.
The most important factors
The factors that directly impact the market attractiveness for commercial real estate investments are
• Commercial growth
• Urban development
• The cost of conducting business
• The tourism industry
• The cost of living
• Quality of life
• State of public infrastructure
Commercial growth affects the demand for commercial real estate, especially if we take into account the relocations of major companies. Moreover, the development of the cities' business districts is also boosting the market's appeal. When it comes to the cost of business, things are pretty clear. Logically, companies will move into the cities with the lower costs of running a business. Commercial real estate also depends on the tourism industry as it offers significant growth potential.
Aside from the factors affecting the ease of doing business in a market, three more factors are tightly related. They are linked to employees that every business needs. Quality of life including the living costs will greatly influence the availability of workforce. Investment in public infrastructure has a vital role as well. For example, if you need junk removed after renovating your facility, it is more likely you will find it in a city with good quality communication and transportation systems. A city that invests in electric systems, modern-day technologies, and public transit will attract businesses more easily.
Criteria determining the best places for commercial real estate investments
Five important principles make the basis of a good market for commercial real estate investment.
1. Low unemployment is a sign of the job market with the likely need for new retail and office spaces.
2. The low purchase price is highly beneficial. It implies that there are properties available below market worth, such as commercial foreclosure properties or properties that require renovation and are sold with a discount.
3. The higher the rent prices, the better. Rents vary from city to city, so make sure you get familiar with the local asking rent prices. The bigger the difference between renting and purchase price, the higher the profit.
4. High demand for homes indicates a promising market attracting new residents and creating jobs where you can expect a rising demand for commercial real estate space.
5. Low vacancy rates combined with high tenant demand mean higher profit.
While it may be difficult to fuse all these determinants in one single market, the more of these criteria a market incorporates, the higher the return will be for investors.
The best commercial real estate markets for overall investment and development in 2020
On average, a slow but steady growth of the commercial real estate market is to be expected in 2020. However, to get a better deal from a real estate agent and higher profits long-term, you should hunt a suitable commercial real estate in a progressive market. Such markets and, thus, 15 best places for commercial real estate investments in 2020 include
• Atlanta, Georgia
• Austin, Texas
• Boston, Massachusetts
• Charlotte, North Carolina
• Dallas, Texas
• Denver, Colorado
• Houston, Texas
• Las Vegas, Nevada
• Los Angeles, California
• Minneapolis, Minnesota
• Nashville, Tennessee
• Orlando, Florida
• Phoenix, Arizona
• Raleigh, North Carolina
• Seattle, Washington
While different in so many ways, these cities have a few things in common. They all share an increase in the number of residents and jobs. Local major companies and industries are leading the economic expansion in these areas.
Resources helping you find the most suitable commercial property
Now that you know which locations are worth of your attention, focus on resources that can help you find a suitable commercial property.
One option is to browse one of the many commercial real estate listings sites. Finding the best investment opportunities has become much easier with platforms such as Quantum Listing, Spacelist, LoopNet, Ten-X, and others. The majority of those platforms allow users to browse free of charge, their search engines list different types of commercial properties and provide useful data analytics.
Also, note that you can influence a real estate rebate with the help of Park Place, the industry leader in the real estate referral business. They will use the data you provide them to conduct research and select a top real estate agent in the specified market. That real estate agent will rebate you back 15% of the total real estate commission through the affiliation, saving you a significant amount of money.
One doesn't have to be a high-class economist to foretell the future of a commercial real estate market. However, it is important to thoroughly research the trends as they are showing some surprising results. While prime business centers are currently safe spots for investments, up-and-coming cities will outperform them in the foreseeable future. This is due to the many new opportunities for investment in places with high growth potential and more attractive costs of conducting business. Finally, those who team up with an expert real estate agent and select a prosperous market for commercial real estate investment based on careful study are bound to make high profits.
Written by: Lisa Robert with US Moving Experts
|Posted on January 24, 2020 at 6:25 PM||comments (0)|
Whether you are in the process of buying or selling a property, you will inevitably have to deal with closing costs. And the best way to do so is to know exactly what you are up against. For this reason, we have listed everything you need to know about closing costs in Florida. After going through these points, you will be well-informed and ready to tackle this important real estate element.
The amount you will have to pay for them varies from state to state. When it comes to closing costs in Florida, the final price will depend on both the property and the county it is located in. However, as a buyer, know that you will have to cover most of the fees and taxes. Based on the latest statistics, you can expect to pay from 1.89% to 2.79% of the total purchase price before taxes.
Regarding the average closing costs in Florida
You can expect that the average closing costs in Florida will be 1.98% of the purchase price. At first, this may not seem like much. Howbeit, you ought to be wary. The amount you have to pay can quickly enlarge, especially if you are purchasing an expensive home. Namely, across the state of Florida, the average home costs somewhere between $200,000 and $300,000. So, if you buy a property in that range, you should expect to pay between $1,620 and $2,430 in closing costs before taxes. As you can see, these amounts are not to be underestimated or neglected, especially if you want to have a stress-free relocation to another city. You should also know that the things you are paying for through that amount include accounts for appraisal, settlement and recording fees, along with title insurance and flood certification. The latter is required by the state.
Additional fees that concern you include a fee for documentary stamps (doc stamps), which is a percentage of the sales price, as well as taxes. The ones that you are most likely to be a subject of are property and transfer taxes. After you have added those as well, your closing costs would approximately be $5,585.
Who needs to pay closing costs in Florida?
The closing costs in the State of Florida are divided between the buyer and seller. However, it is not an even split. Namely, the buyer is the one to handle the bulk of the fees and taxes. Still, the closing costs tend to slightly vary between counties. Whether you are buying or selling, it is highly recommendable that you have a real estate agent to guide you through the process. Know that you can always turn to us, as we connect buyers and sellers of real estate throughout the U.S. with a top real estate agent to rebate them back 15% of their commission.
How do Florida closing costs compare to the other states?
Florida ranks as the 16th out of 50 states for average closing costs before taxes. This makes the costs among the highest ones. Buyers and sellers in California, DC, and New York have it the worst. On the other hand, Iowa, Missouri, and Nebraska have the lowest closing costs. Take this into consideration if you plan on moving to any of these states. While the help of movage-moving.com will make the relocation easy and swift, it is the aftermath that you will have to think of.
What if you want to buy a condo or co-op in Florida?
Before we delve into the details of this process, we would urge you to think about finding a real estate agent to help you out. And, with Top Agent Rebate, you will have your back covered.
Buying a condo
It is necessary that you qualify for a mortgage prior to purchasing a condo. After you have bought an individual condo, you’ll receive a real estate deed and be held accountable for paying property taxes. Know that condos are regulated by the Florida Condominium Act, while the legislation lays out your rights to the property. It also gives you an “undivided interest” in all the common areas of the building. This means that you will have to pay a monthly maintenance fee or a yearly homeowners association fee. Its purpose is to cover the servicing that regards the areas that are classified under the “undivided interest”. Whichever fee you get to pay, know that it isn't tax-deductible.
The most important thing to understand regarding this sort of investment is that you won't own that physical piece of property. What's more, the best way to describe it would be to say that you are buying into a co-op. To put it simply, you will become a shareholder in the corporation that owns the building. In return, you will get an exclusive leasehold on your unit.
It is safe to say that the large your co-op unit, the more shares you own. In order to finance the purchase of a co-op, you will need to take out a home loan instead of a mortgage. Mind you, a mortgage is a loan that is secured with your property. As the borrower owns the property, he has to pay it off over time. With home loans, however, the lender advances the funds to purchase the property in full.
It is important noting here that the co-op ownership documents in Florida are not consistent across properties. This tends to cause confusion and make the closing on co-ops much more challenging. In certain cases you as the owner will simply get stock in the building. In others, however, you will get stock as well as a proprietary lease, or an “occupancy agreement.
What it comes down to
Closing costs in Florida can vary depending on where you live, the type of property you buy and how much it sells for. While the sellers tend to pay more than they are happy to, the buyers are the ones to cover the bulk of the fees and taxes. And these typically add up to 1.98% of the average sale price.
Written by: Lisa Robert with US Moving Experts